Stop scammers
before they dial.

Live fraud intelligence captured directly from active scam conversations, so banks and telecoms can block threats before any real victim is reached.

100+

languages supported

Real-time

threat alerts

Agent-ready

data structure

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Growth Magazine
Hungarian Startup University Program
Hungary Innovation Summit
London Tech Week
Xpand Program
HírTV
Live Tracker

Scam calls attempted across Europe today

0

~101

per second

3.2B

per year in Europe

0

since you arrived

Rate extrapolated from Europol Internet Organised Crime Threat Assessment 2023, Truecaller Global Spam and Scam Report 2023, and Ofcom telecommunications data. Estimated at approx. 3.2 billion attempts per year across Europe, rounded to 101 per second for display.

Live · Calls in. Intelligence out.
Incoming
+44 7700 900 123

Caller claims

"Barclays fraud team"

We've detected unusual activity on your account. To prevent unauthorised access we need to verify your identity right now…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Bank impersonation

"Refund pending" v2.1

Confidence97%
Barclays
£3,450 transfer
Incoming
+44 7911 123 456

Caller claims

"HMRC compliance unit"

You have an outstanding tax liability. Failure to respond in the next 24 hours will result in your immediate arrest…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Gov. impersonation

"Penalty notice" v4.0

Confidence94%
HMRC
Warrant ref. HX-2291
Incoming
+44 7593 445 218

Caller claims

"Amazon account security"

Your Prime account has been compromised. We're seeing a purchase for £1,299 from an unknown device in Romania…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Account suspended" v1.7

Confidence91%
Amazon Prime
£1,299 iPhone order
Incoming
+44 7700 086 541

Caller claims

"FCA-registered advisor"

We're offering exclusive early access to a bond product returning 18% annually. This closes in 48 hours…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Investment fraud

"Guaranteed return" v3.3

Confidence88%
FCA reg. 847291 (spoofed)
18% annual return
Incoming
+44 7492 610 033

Caller claims

"Royal Mail parcel team"

Your parcel is on hold due to an unpaid customs fee of £2.49. Click the link to release your delivery today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Parcel scam

"Failed delivery fee" v2.9

Confidence85%
Royal Mail
Tracking: GB-2947-X
Incoming
+44 7723 881 004

Caller claims

"Metropolitan Police"

Your bank account has been used in money laundering. To protect your assets you must transfer them to a safe account we control…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Police impersonation

"Safe account" v5.2

Confidence96%
Met Police (spoofed)
Safe acct. 40-47-19
Incoming
+44 7801 334 762

Caller claims

"Microsoft security"

We've detected a critical virus on your Windows computer. You need to give us remote access immediately to prevent data loss…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Remote access" v3.1

Confidence89%
Microsoft (spoofed)
TeamViewer request
Incoming
+44 7634 209 518

Caller claims

"Your son / daughter"

Mum, it's me. I've been in an accident abroad and I need you to send £2,000 urgently — please don't tell Dad yet…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Family emergency scam

"Stranded abroad" v1.4

Confidence82%
WhatsApp +352 6xx
€2,000 wire transfer
Incoming
+44 7559 073 841

Caller claims

"Crypto investment platform"

Your referral has unlocked a 340% return on Bitcoin. You just need to deposit £500 to activate the reward before midnight…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Crypto fraud

"Referral reward" v2.6

Confidence93%
BitVault Pro (fake)
£500 BTC deposit
Incoming
+44 7388 450 119

Caller claims

"NHS vaccine unit"

You're eligible for a booster appointment but there is an administration fee of £4.99 to confirm your slot…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

NHS impersonation

"Booking fee" v1.1

Confidence78%
NHS (spoofed)
Card details requested
Incoming
+44 7712 667 390

Caller claims

"Pension advisory service"

You're entitled to access your full pension pot tax-free right now through a loophole most people don't know about…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Pension liberation fraud

"Early release" v4.7

Confidence87%
Apex Pensions (fake)
Transfer £47,000
Incoming
+44 7845 221 063

Caller claims

"British Gas billing"

You've been overcharged for 18 months. We owe you a £340 rebate — I just need your bank details to process the refund…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Utility rebate scam

"Overpayment refund" v2.0

Confidence83%
British Gas (spoofed)
£340 refund bait
Incoming
+44 7900 142 887

Caller claims

"Student loan company"

Your student loan repayment is overdue and legal action will begin within 48 hours unless you make a payment today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Debt collection scam

"Urgent repayment" v1.8

Confidence80%
SLC (spoofed)
Ref: SL-2024-00419
Incoming
+36 30 512 7743

Caller claims

"Visa processing centre"

Your UK visa application is incomplete. Pay the £199 processing fee now or your application will be cancelled permanently…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Visa fee fraud

"Application urgent" v3.5

Confidence86%
UKVI (spoofed)
£199 processing fee
Incoming
+44 7466 908 253

Caller claims

"Car accident claim line"

Our records show you were involved in a road traffic accident in the last three years. You could be owed up to £3,500…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Claims farming

"No-win no-fee" v6.1

Confidence74%
Accident ref. AC-7741
£3,500 compensation
Incoming
+44 7700 900 123

Caller claims

"Barclays fraud team"

We've detected unusual activity on your account. To prevent unauthorised access we need to verify your identity right now…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Bank impersonation

"Refund pending" v2.1

Confidence97%
Barclays
£3,450 transfer
Incoming
+44 7911 123 456

Caller claims

"HMRC compliance unit"

You have an outstanding tax liability. Failure to respond in the next 24 hours will result in your immediate arrest…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Gov. impersonation

"Penalty notice" v4.0

Confidence94%
HMRC
Warrant ref. HX-2291
Incoming
+44 7593 445 218

Caller claims

"Amazon account security"

Your Prime account has been compromised. We're seeing a purchase for £1,299 from an unknown device in Romania…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Account suspended" v1.7

Confidence91%
Amazon Prime
£1,299 iPhone order
Incoming
+44 7700 086 541

Caller claims

"FCA-registered advisor"

We're offering exclusive early access to a bond product returning 18% annually. This closes in 48 hours…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Investment fraud

"Guaranteed return" v3.3

Confidence88%
FCA reg. 847291 (spoofed)
18% annual return
Incoming
+44 7492 610 033

Caller claims

"Royal Mail parcel team"

Your parcel is on hold due to an unpaid customs fee of £2.49. Click the link to release your delivery today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Parcel scam

"Failed delivery fee" v2.9

Confidence85%
Royal Mail
Tracking: GB-2947-X
Incoming
+44 7723 881 004

Caller claims

"Metropolitan Police"

Your bank account has been used in money laundering. To protect your assets you must transfer them to a safe account we control…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Police impersonation

"Safe account" v5.2

Confidence96%
Met Police (spoofed)
Safe acct. 40-47-19
Incoming
+44 7801 334 762

Caller claims

"Microsoft security"

We've detected a critical virus on your Windows computer. You need to give us remote access immediately to prevent data loss…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Remote access" v3.1

Confidence89%
Microsoft (spoofed)
TeamViewer request
Incoming
+44 7634 209 518

Caller claims

"Your son / daughter"

Mum, it's me. I've been in an accident abroad and I need you to send £2,000 urgently — please don't tell Dad yet…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Family emergency scam

"Stranded abroad" v1.4

Confidence82%
WhatsApp +352 6xx
€2,000 wire transfer
Incoming
+44 7559 073 841

Caller claims

"Crypto investment platform"

Your referral has unlocked a 340% return on Bitcoin. You just need to deposit £500 to activate the reward before midnight…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Crypto fraud

"Referral reward" v2.6

Confidence93%
BitVault Pro (fake)
£500 BTC deposit
Incoming
+44 7388 450 119

Caller claims

"NHS vaccine unit"

You're eligible for a booster appointment but there is an administration fee of £4.99 to confirm your slot…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

NHS impersonation

"Booking fee" v1.1

Confidence78%
NHS (spoofed)
Card details requested
Incoming
+44 7712 667 390

Caller claims

"Pension advisory service"

You're entitled to access your full pension pot tax-free right now through a loophole most people don't know about…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Pension liberation fraud

"Early release" v4.7

Confidence87%
Apex Pensions (fake)
Transfer £47,000
Incoming
+44 7845 221 063

Caller claims

"British Gas billing"

You've been overcharged for 18 months. We owe you a £340 rebate — I just need your bank details to process the refund…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Utility rebate scam

"Overpayment refund" v2.0

Confidence83%
British Gas (spoofed)
£340 refund bait
Incoming
+44 7900 142 887

Caller claims

"Student loan company"

Your student loan repayment is overdue and legal action will begin within 48 hours unless you make a payment today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Debt collection scam

"Urgent repayment" v1.8

Confidence80%
SLC (spoofed)
Ref: SL-2024-00419
Incoming
+36 30 512 7743

Caller claims

"Visa processing centre"

Your UK visa application is incomplete. Pay the £199 processing fee now or your application will be cancelled permanently…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Visa fee fraud

"Application urgent" v3.5

Confidence86%
UKVI (spoofed)
£199 processing fee
Incoming
+44 7466 908 253

Caller claims

"Car accident claim line"

Our records show you were involved in a road traffic accident in the last three years. You could be owed up to £3,500…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Claims farming

"No-win no-fee" v6.1

Confidence74%
Accident ref. AC-7741
£3,500 compensation
Incoming
+44 7700 900 123

Caller claims

"Barclays fraud team"

We've detected unusual activity on your account. To prevent unauthorised access we need to verify your identity right now…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Bank impersonation

"Refund pending" v2.1

Confidence97%
Barclays
£3,450 transfer
Incoming
+44 7911 123 456

Caller claims

"HMRC compliance unit"

You have an outstanding tax liability. Failure to respond in the next 24 hours will result in your immediate arrest…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Gov. impersonation

"Penalty notice" v4.0

Confidence94%
HMRC
Warrant ref. HX-2291
Incoming
+44 7593 445 218

Caller claims

"Amazon account security"

Your Prime account has been compromised. We're seeing a purchase for £1,299 from an unknown device in Romania…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Account suspended" v1.7

Confidence91%
Amazon Prime
£1,299 iPhone order
Incoming
+44 7700 086 541

Caller claims

"FCA-registered advisor"

We're offering exclusive early access to a bond product returning 18% annually. This closes in 48 hours…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Investment fraud

"Guaranteed return" v3.3

Confidence88%
FCA reg. 847291 (spoofed)
18% annual return
Incoming
+44 7492 610 033

Caller claims

"Royal Mail parcel team"

Your parcel is on hold due to an unpaid customs fee of £2.49. Click the link to release your delivery today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Parcel scam

"Failed delivery fee" v2.9

Confidence85%
Royal Mail
Tracking: GB-2947-X
Incoming
+44 7723 881 004

Caller claims

"Metropolitan Police"

Your bank account has been used in money laundering. To protect your assets you must transfer them to a safe account we control…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Police impersonation

"Safe account" v5.2

Confidence96%
Met Police (spoofed)
Safe acct. 40-47-19
Incoming
+44 7801 334 762

Caller claims

"Microsoft security"

We've detected a critical virus on your Windows computer. You need to give us remote access immediately to prevent data loss…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Remote access" v3.1

Confidence89%
Microsoft (spoofed)
TeamViewer request
Incoming
+44 7634 209 518

Caller claims

"Your son / daughter"

Mum, it's me. I've been in an accident abroad and I need you to send £2,000 urgently — please don't tell Dad yet…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Family emergency scam

"Stranded abroad" v1.4

Confidence82%
WhatsApp +352 6xx
€2,000 wire transfer
Incoming
+44 7559 073 841

Caller claims

"Crypto investment platform"

Your referral has unlocked a 340% return on Bitcoin. You just need to deposit £500 to activate the reward before midnight…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Crypto fraud

"Referral reward" v2.6

Confidence93%
BitVault Pro (fake)
£500 BTC deposit
Incoming
+44 7388 450 119

Caller claims

"NHS vaccine unit"

You're eligible for a booster appointment but there is an administration fee of £4.99 to confirm your slot…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

NHS impersonation

"Booking fee" v1.1

Confidence78%
NHS (spoofed)
Card details requested
Incoming
+44 7712 667 390

Caller claims

"Pension advisory service"

You're entitled to access your full pension pot tax-free right now through a loophole most people don't know about…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Pension liberation fraud

"Early release" v4.7

Confidence87%
Apex Pensions (fake)
Transfer £47,000
Incoming
+44 7845 221 063

Caller claims

"British Gas billing"

You've been overcharged for 18 months. We owe you a £340 rebate — I just need your bank details to process the refund…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Utility rebate scam

"Overpayment refund" v2.0

Confidence83%
British Gas (spoofed)
£340 refund bait
Incoming
+44 7900 142 887

Caller claims

"Student loan company"

Your student loan repayment is overdue and legal action will begin within 48 hours unless you make a payment today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Debt collection scam

"Urgent repayment" v1.8

Confidence80%
SLC (spoofed)
Ref: SL-2024-00419
Incoming
+36 30 512 7743

Caller claims

"Visa processing centre"

Your UK visa application is incomplete. Pay the £199 processing fee now or your application will be cancelled permanently…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Visa fee fraud

"Application urgent" v3.5

Confidence86%
UKVI (spoofed)
£199 processing fee
Incoming
+44 7466 908 253

Caller claims

"Car accident claim line"

Our records show you were involved in a road traffic accident in the last three years. You could be owed up to £3,500…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Claims farming

"No-win no-fee" v6.1

Confidence74%
Accident ref. AC-7741
£3,500 compensation
Incoming
+44 7700 900 123

Caller claims

"Barclays fraud team"

We've detected unusual activity on your account. To prevent unauthorised access we need to verify your identity right now…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Bank impersonation

"Refund pending" v2.1

Confidence97%
Barclays
£3,450 transfer
Incoming
+44 7911 123 456

Caller claims

"HMRC compliance unit"

You have an outstanding tax liability. Failure to respond in the next 24 hours will result in your immediate arrest…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Gov. impersonation

"Penalty notice" v4.0

Confidence94%
HMRC
Warrant ref. HX-2291
Incoming
+44 7593 445 218

Caller claims

"Amazon account security"

Your Prime account has been compromised. We're seeing a purchase for £1,299 from an unknown device in Romania…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Account suspended" v1.7

Confidence91%
Amazon Prime
£1,299 iPhone order
Incoming
+44 7700 086 541

Caller claims

"FCA-registered advisor"

We're offering exclusive early access to a bond product returning 18% annually. This closes in 48 hours…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Investment fraud

"Guaranteed return" v3.3

Confidence88%
FCA reg. 847291 (spoofed)
18% annual return
Incoming
+44 7492 610 033

Caller claims

"Royal Mail parcel team"

Your parcel is on hold due to an unpaid customs fee of £2.49. Click the link to release your delivery today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Parcel scam

"Failed delivery fee" v2.9

Confidence85%
Royal Mail
Tracking: GB-2947-X
Incoming
+44 7723 881 004

Caller claims

"Metropolitan Police"

Your bank account has been used in money laundering. To protect your assets you must transfer them to a safe account we control…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Police impersonation

"Safe account" v5.2

Confidence96%
Met Police (spoofed)
Safe acct. 40-47-19
Incoming
+44 7801 334 762

Caller claims

"Microsoft security"

We've detected a critical virus on your Windows computer. You need to give us remote access immediately to prevent data loss…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Tech support fraud

"Remote access" v3.1

Confidence89%
Microsoft (spoofed)
TeamViewer request
Incoming
+44 7634 209 518

Caller claims

"Your son / daughter"

Mum, it's me. I've been in an accident abroad and I need you to send £2,000 urgently — please don't tell Dad yet…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Family emergency scam

"Stranded abroad" v1.4

Confidence82%
WhatsApp +352 6xx
€2,000 wire transfer
Incoming
+44 7559 073 841

Caller claims

"Crypto investment platform"

Your referral has unlocked a 340% return on Bitcoin. You just need to deposit £500 to activate the reward before midnight…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Crypto fraud

"Referral reward" v2.6

Confidence93%
BitVault Pro (fake)
£500 BTC deposit
Incoming
+44 7388 450 119

Caller claims

"NHS vaccine unit"

You're eligible for a booster appointment but there is an administration fee of £4.99 to confirm your slot…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

NHS impersonation

"Booking fee" v1.1

Confidence78%
NHS (spoofed)
Card details requested
Incoming
+44 7712 667 390

Caller claims

"Pension advisory service"

You're entitled to access your full pension pot tax-free right now through a loophole most people don't know about…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Pension liberation fraud

"Early release" v4.7

Confidence87%
Apex Pensions (fake)
Transfer £47,000
Incoming
+44 7845 221 063

Caller claims

"British Gas billing"

You've been overcharged for 18 months. We owe you a £340 rebate — I just need your bank details to process the refund…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Utility rebate scam

"Overpayment refund" v2.0

Confidence83%
British Gas (spoofed)
£340 refund bait
Incoming
+44 7900 142 887

Caller claims

"Student loan company"

Your student loan repayment is overdue and legal action will begin within 48 hours unless you make a payment today…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Debt collection scam

"Urgent repayment" v1.8

Confidence80%
SLC (spoofed)
Ref: SL-2024-00419
Incoming
+36 30 512 7743

Caller claims

"Visa processing centre"

Your UK visa application is incomplete. Pay the £199 processing fee now or your application will be cancelled permanently…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Visa fee fraud

"Application urgent" v3.5

Confidence86%
UKVI (spoofed)
£199 processing fee
Incoming
+44 7466 908 253

Caller claims

"Car accident claim line"

Our records show you were involved in a road traffic accident in the last three years. You could be owed up to £3,500…

Conversation active● REC
Extracted
Added to feed ↗

Tactic

Claims farming

"No-win no-fee" v6.1

Confidence74%
Accident ref. AC-7741
£3,500 compensation

Built by people who've
watched scams hit home

All four founders have watched phone scams reach their families. The commercial case is real, and the reason we picked this problem is personal.

Ahed Hattar

Ahed Hattar

Founding Team

Engineering & Product

Leads the engineering team and EU infrastructure, overseeing technical operations and the data processing centre behind our GDPR-compliant pipeline. Co-leads product strategy, ensuring what we build is scalable and technically sound.

Origin

Founded LC Security after a fraud crime targeting his mother. The experience made the problem personal and the mission impossible to ignore.

Anurag Tiwari

Anurag Tiwari

Founding Team

AI & Architecture

Owns the full technical architecture, from AI/ML engineering and model evaluation to the end-to-end intelligence pipeline. Built the real-time extraction system that delivers agent-ready output across 100+ languages.

Origin

Joined Ahed at the very start to build the technical foundation. Brought hands-on AI development experience from BMW, helping turn the idea into a working product.

Bálint Belavári

Bálint Belavári

Founding Team

Marketing & Growth

Drives marketing strategy and investor relations, building brand presence and funding partnerships. Co-leads commercial conversations and go-to-market across European markets.

Origin

Brought a business mindset to the founding team, adding structure and helping LC Security establish its name. Secured notable partnerships including with the Hungarian Innovation Agency.

Patrick Abbott

Patrick Abbott

Founding Team

Product & Commercial

Co-leads product strategy and commercial conversations, defining what we build and why. Focused on maximising the value of LC Security for clients and partners, bridging market needs to keep the platform ahead of fraud patterns.

Origin

Joined to establish LC Security's presence in the UK and drive the company to revenue, helping to push the business into its next phase.

Intelligence from reality,
not simulations

THREAT REPORT — Q3 2023

Legacy fraud intelligence

Trained on historical data, always lagging behind current tactics

Captures only a fraction of actual fraud volume (UK Finance, 2023)

Built on simulated data that cannot reflect how real scammers behave

New tactic variants only visible after they have already scaled

Source: historical incident reports

LC INTELLIGENCE FEED

LC Security

Captured from live conversations, so intelligence is always current

Honeypot captures conversations that never reach a victim report

Real scammer behaviour: full scripts, because they believe they are working

Script variants and tactic shifts identified before they scale

97% accuracy100+ languages<3s latency

Drag to compare

We hear what scammers say
when they think it's working

01Step 01

Intercept active fraud attempts

Our network infrastructure captures live fraud attempts across voice, SMS, email, and messaging channels — at the point of attack, not after the fact.

02Step 02

Scammers reveal their playbook

When scammers believe they are engaging a real target, they deliver their complete attack in full — scripts, tactics, and escalation patterns left unguarded.

03Step 03

Intelligence is extracted

Every interaction is processed by our AI pipeline: classified by tactic, intent, and threat level. New variants are identified within hours of first appearance.

04Step 04

Delivered to your fraud stack

Structured threat intelligence feeds directly into your detection systems via API, updated in real time as new attack patterns emerge.

Intelligence captured at the source — before any victim is reached.

Real attack patterns. Live tactic variants. Delivered to your fraud stack the moment they emerge.

The UK is mandating
exactly what we produce

Three converging regulatory forces are creating immediate compliance pressure on every major bank and telecoms provider.

£14.4bnEconomic and social cost of fraud in the UK in 2023-24 (Home Office, 2024)
£38.3bnUK financial-services spend on financial-crime compliance per year (LexisNexis, 2023)
£18mMaximum Ofcom penalty under the Online Safety Act, or 10% of global turnover (Ofcom, 2023)

PSR Mandatory Reimbursement

In force since 7 October 2024. Banks must reimburse APP fraud victims up to £85,000 per claim and demonstrate "reasonable steps" to prevent fraud.

Ofcom CLI Guidance

In force since 29 January 2025. Operators expected to identify and block calls spoofing UK numbers. Mobile equivalent expected shortly with a 12-month implementation window.

Home Office Fraud Strategy 2026–2029

Published March 2026. Over £250m government investment. New Online Crime Centre launched April 2026.

Online Safety Act: Fraud Duty

Codes of Practice consultation around July 2026. Banks, telecoms providers, and large IT companies all in scope.

Protect your customers
with live intelligence

Talk to us about what LC Security's fraud intelligence can do for your fraud stack or compliance programme.

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Present in London and Budapest.

London, United Kingdom

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Headquarters

London, United Kingdom

Budapest, Hungary

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EU Intelligence Hub

Budapest, Hungary